Without great risk through turbulent times, the Pfandbrief has always been considered safe investment which has proven also in times of crisis. Investors appreciate its excellent credit rating and stable pensions in Switzerland and abroad. Who so looking for a charming alternative to Government or corporate bonds, will be a solid basis in the mortgage. A form of fixed-income bonds called mortgage, provided by private mortgage banks, public credit institutions or ship Pfandbrief banks to fund mortgage lending. The Exchange Portal boersennews.de explains why the form of investment for good reason regularly receives top ratings from rating agencies. Under the letter P interested in the economic lexicon quickly reach on the mortgage. Its history dates back to the 18th century, when the great due to the loss of the war was Frederick forced to pawn the Silesian landscape, to finance the reconstruction. There are three different forms of mortgage bonds, the is differ with respect to their collateral pool.
Mortgage loans secured real estate loans represent the value of the coverage. Public sector Pfandbriefe are based on claims against States, countries or communities. The rarely occurring ship Pfandbriefe are secured by ship mortgage. The Mortgage Bank Act, the public Pfandbrief Act or the ship Bank law governing the respective forms. Due to the high level of security and the fixed interest rate, many investors use the mortgage to build of a capital assets or as a private old-age provision. The average duration is determined by the market and currently fluctuates between 10 and 25 years. The full repayment of the invested capital, regardless of the price, under which the mortgage was acquired is carried out after the end of the term. More information: boersennews.de/covered bonds… University Service GmbH Lisa Neumann
Cost-saving and automation of operations by the industry software VARIO textile straight in this day and age it is also for the textile industry important, to save costs, to optimize business processes and to create transparency in the company. Just as a company’s future can be secured in the long term. This applies equally to owner-operated retail boutique up to the chain stores. The industry solution VARIO textile for textile trade allows companies to automate their business processes and optimize. The software VARIO textile is highly interesting for retailers. Through the software use of VARIO textile retail and simultaneous online sales save unnecessary manual work also in these areas. Flexible pricing policies by the industry solution VARIO textile is the assortment management of business very comfortable and flexible.
Just then, if colors, lengths, sizes, seasons and collections are represented must. It can be unlimited assortments and listings are maintained and stored different prices, for example, standard, customer group, customer special and seasonal rates. The pricing is only an example theme for the many functions that software will be available with VARIO textile. These functions can be used in sales and distribution, materials management, financial accounting, controlling, and in many other companies. One user of the industry solution VARIO TEXTILES, such as rock stars & Angels known from Germany’s next top model the start-ups of new fashion brands from LA or the fantastic four fanshop asks four success factors for successful projects, or bazar Royal from Dresden sales of the BELSTAFF collection why they have decided to sign up for use of VARIO-textile solution again four arguments fall: first: the industry solution VARIO textile is compact and yet very powerful. Secondly: VARIO textile is a market-leading industry software. Thirdly: VARIO software GmbH, developer of the industry solution VARIO textile has a comprehensive know-how of the textile industries (over 20 years), is large enough to survive long-term on the market and is very flexible and customer-oriented as the owner-managed company. Fourthly: The value for money allows to get even small businesses quickly and cost effectively, because the software modular structure is.
easycash September 2009 authorized payments for third-party payment network in Ratingen for the first time. The payment service provider easycash takes over immediately the authorization of debit card payments debit to around 2,500 Aral petrol stations in Germany. Easycash and the Deutsche BP, the parent company of Aral AG, agreed contract with each other. The previously used electronic cash method is replaced in large part by the lower signature-based method. In addition to significantly higher transaction speeds, BP also benefits from a significant reduction of in costs. Until the end of August, already 700 gas stations on the innovative solution were moved, more 1,800 Aral petrol stations follow until end of September. Innovation in the payment of BP BP operates 2,500 Aral gas stations nationwide and processed around 150 million card payments.
To do this, the company maintains its own payment network. So far almost exclusively the PIN-based ec cash method was the acceptance of debit cards used, where the banks involved security against possible non-payment grant. In the future, BP the cashless debit card payments at Aral petrol stations mainly settles with proven, signature-based debit. To avoid authorization via easycash to defaults, BP uses easycash as authorization Center: the debit card payments are routed from the BP network in the network of the easycash and authorized there. Secure authorization his consistently optimized risk management uses as a basis easycash to the online direct debit authorization. It is based on the extensive experience of easycash’s largest German direct debit processor with the most meaningful lock file in the German market. This solution enables the optimal use of the direct debit procedure for minimizing risk and significant cost advantages in comparison to the electronic cash charges BP.
In addition to the cost benefits, payment processing is accelerated also significantly: easycash processed an OLV transaction within 250 msec. and so even cash throughput. OLV acquiring for full security BP takes the Receivables purchase service OLV acquiring service provider claims.