The Three Faces Of Money

Since money was invented, the exchange between people and enterprises, has been easier in times of barter. In barter, each of the parties had a tangible, palpable value put on the table. Money is a representative of the tangible value (labour, goods, products, etc.). Now that we are so modern, comes into play another phenomenon: the credit. It is not another thing that mortgage earnings in the future, with a service fee in the form of interest and fees. Now let’s see in simple terms, the three faces of the money. Yes 3 faces, are not only face and cross, as we got used to say. The first side is the money that you win; the second, is the money that you have and the third is the money that you have to live (or survive).

Your wellbeing will depend on how the three faces are balanced and how much control you have above, at least two of them. I remind you that balance does not by itself only, but that is something you should do. First face: what win do you have control over your income? The majority of people don’t have it. Especially those who work for other, private employees and the Government, know exactly how much they are going to win, but they can not increase that amount at his whim. Those who are self-employed may do so, depending on the type of work or undertaking carrying out. For these last, in theory, their income opportunities have no boundaries. Still, there is very little control on this side of the money.

I know people who have two jobs and still remain below their commitments. Second side: what should financial commitments that you’ve acquired, they are a part that, probably, is dictating the quality of life that you can enjoy. But this is an area in which you can and you!, take control.

Business Contact Centre

Most work in customer support too annoying long wait for an answer. Thus, 91% of Russians would prefer to receive a callback from the operator through Ten minutes later, than to stay on the line during this time. Three out of four clients would be able to select a callback if the response time is delayed. However, impatient in this situation not only countrymen: the same answers were given the Germans, Englishmen and Frenchmen. But the Russians are quite loyal to that company's push them to use self-service instead of a conversation with the operator, to which a Russia is ready every second. In the UK, live communication requires 80% of consumers in Germany – more than 92%.

Russian citizens were more tolerant and to the fact that in the process of communicating with the customer service they have a lot of time repeat your message – it only causes dissatisfaction in 20%, whereas in other countries irritates 52% of respondents. The modern call center should ensure that communication is not just on the phone, but also on such channels as SMS, web chat (instant messaging on the Internet) and e-mail. Discovery Communications is the source for more interesting facts. It turned out that Russian customers are more inclined to use new channels than the Europeans. Thus, 52% of Russians more than anywhere else, would like to support relationship with corporate client services via SMS. Open to the SMS-communication and Poles (46%) and Czechs (31%). Western Europe is more conservative: Use the channel ready to just 10% of Germans and 14% of the French. In the United States generally accept only 2% of the respondents, but 28% for interaction with a contact center would prefer Web-based chat (in Europe – 19%). Truly international character has acquired e-mail: on average, 86% opt for this type of communication, and more than 45% would like to communication by e-mail has become the main type of communication with the companies.

But the latter should be very responsive to e-mail clients: 21% of the world average and 30% of Russians expect a response within one hour (three years ago the figure was 6%). Over 89% of consumers worldwide and 98% of Russians would like to get on the phone or text messages from companies information about other exciting products and services. These messages help to create positive image among customers. In 89% of compatriots call of courtesy, specifying customer satisfaction quality of goods or services or containing just thank you for your cooperation, leaving a positive impression of the company. However, only 43% of the world average and 39% of Russians had ever received such calls. Business Contact Centre

Franzis Tube Radio

Radio sound like before 60 years / complete set with tube, casing and all components of Poing, December 2009. Strong reception and a pleasant sound thanks to the tube. This optimum volume by modern audio IC and high-quality speakers. “Eventually the joy of the own work all this the complete kit combines the Franzis tube radio to the buildable”, which in a short Assembly time nostalgic radio pleasure over 60 years across to the present brings. As at Franzis Verlag in common, there is more information on. More information is housed here: David Zaslav. The whole world of the tubes”is the title of the pages in the online magazine of ELO, where there is also the modular. “May be, that the tube world is still slightly bigger, but the tinkerer like the still inexperienced interested find so much information that the subject of tubes” soon is no unknown country. Successful editor in Chief Burkhard Kainka and his team by combining factual-scarce basic information, understandable prepared practice tips and background articles, the Light tubes from different perspectives.

There send lists, supplements, circuits, software updates, and of course again the building instructions for the tube radio a descriptive product video included. “Powerful miss with nostalgic high frequency tube the kit the Franzis tube radio to the buildable” contains tube, casing and all components, required only a soldering iron, as well as four Mignon batteries are 1.5 volt and a 9-volt block battery for up to ten hours of Miss. Speaking of reception: is at the ready tube radio as well as in a modern world receivers, even amateur radio stations can be received therefore. In addition to the technology and the easy Assembly scores the tube radio with a design that is almost perfectly absorbs the radio-style from the 1940s. A special highlight: Through a window, you can watch the tube during operation.

The complete package the Franzis tube radio to the buildable “is available immediately in the trade and (price 49.95 euro). ISBN: 978-3-7723-4670-5 press contact: FRANZIS book & SOFTWARE Publisher Michael Buge Program Manager technical textbook Tel.: + 49 8121 95-18 10 E-Mail: Franzis Verlag GmbH, Gruber str. 46a, 85586 Poing Amtsgericht Munchen, HRB 119930, Managing Director: Werner Mutzel, Thomas r drill about Franzis: oriented consistently towards the practical use. For more than 60 years the Franzis is book and software publishing house ( for professionals such as for beginners in the field of technical practice literature the first address, if accurate information and appropriate solutions are sought. Whether electronics, computers, Internet, telecommunications or digital photography convinced the continuously growing number of its readers with current practice issues, effective solutions and a modern treatment, the content and reader claims adequately continues the book and software range from Franzis. “Real simple”, “Hot Stuff”, “Professional Series”, “Do it”, “PC & Electronics” inter alia: Franzis sets with various series on a distinctive publishing profile, which gives already knowledge of tomorrow in the hand the technical users in addition to successful standard works mainly with forward-thinking new publications.